How are transactions authenticated on the Instarem Business Card?

Instarem uses two-factor authentication (2FA) via one-time Password (OTP) for online transactions.  
 
Steps: 

  1. Complete the transaction with an online merchant. 
  1. The merchant requests 2FA. 
  1. An OTP is sent to: 
  1. Corporate Card: The employee assigned during card issuance.  
  1. Employee Card: The cardholder. 
  1. Enter the OTP to complete the transaction. 

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Have a Personal Instarem account?

  1. Log in to your account on the Instarem app or web.
  2. Go to your Profile section.
  3. Tap on Help.
  4. Search for the relevant topic.
  5. Raise a ticket or chat with us if you didn’t find what you were looking for.

Have a Business Instarem account?

  1. Log into your account on the Instarem business portal.
  2. Tap on Help.
  3. Search for the relevant topic.
  4. You can raise a ticket by:
    • Clicking Submit a request at the top-right corner of the Help Centre page, or
    • Clicking Raise a ticket after selecting a topic or FAQ.
  5. We’ll get back to you once your request is submitted.
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