What documents do I need to apply for financing? 

You’ll only need basic KYB (Know Your Business) documents, such as your business registration and recent transaction history. Here’s what’s required based on your country: 

Singapore Australia 
  • Director ID: 

     – Residents: NRIC

     – Non-residents: Passport

  • Credit score
  • Business registration documents
  • Bank statements (last 12 months)
  • Director ID:

     – Driving licence 

     – Medicare card 

     – Passport (only if funding requested is above AUD 200K)

  • Business registration documents
  • Bank statements (last 12 months)


You can start your application process directly from your Instarem business account

Didn’t find what you were looking for?

Have a Personal Instarem account?

  1. Log in to your account on the Instarem app or web.
  2. Go to your Profile section.
  3. Tap on Help.
  4. Search for the relevant topic.
  5. Raise a ticket or chat with us if you didn’t find what you were looking for.

Have a Business Instarem account?

  1. Log into your account on the Instarem business portal.
  2. Tap on Help.
  3. Search for the relevant topic.
  4. You can raise a ticket by:
    • Clicking Submit a request at the top-right corner of the Help Centre page, or
    • Clicking Raise a ticket after selecting a topic or FAQ.
  5. We’ll get back to you once your request is submitted.
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